Where You’re
Growing
WELCOME TO BAY CREDIT UNION
What can we help you with today?
Become a Member
Truly local. Discover how BAY puts people before profits. With member-driven service, competitive rates, and a commitment to financial well-being, you can trust that your money is working to build a stronger, more sustainable Thunder Bay.
Community Giving
Giving back to our local communities through student bursaries, signature donations that fund local initiatives, charity BBQs, and socially responsible efforts that promote financial well-being and community development.
Online Investing
Connect with Qtrade for quick and easy access to a wealth of investing resources
What you can do
Canada Post Mail Strike
Enroll in Online Banking
Update your contact information (email and phone number) so we can reach you
Contact us directly for any urgent inquiries or support needs
Our latest promotions exclusively for members
Spring Loan Promotion!
Get the keys to your dream ride—fast, friendly financing made for you!
From classic, prestige Infinite, US dollar and more!
Visa Credit with BAY
Your purchases take you farther with BAY Credit Union Visa
Where You're Growing
Credit Union Difference
Student Bursaries
Get Social
