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Current Specials


Lending Specials

FAST APPROVALS- LOCAL DECISIONS- FLEXIBLE PAYMENT OPTIONS

*OAC Rates & promotion subject to change/end w/o notice. See lender for details

Get the keys to your kingdom with BAY!


Whether you’re purchasing your first home, moving into something new or bringing your mortgage to BAY, we’re here to help open the door.
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Call us in branch today!

Algoma Branch

Cumberland Branch

Cheryl Smith

Chief Lending Officer
cheryl@baycreditunion.com
807.683.2612

Cheryl Haapsaari

Loans Officer
cherylh@baycreditunion.com
807.683.2613

Nicole Lalonde

Loans Officer
nicole@baycreditunion.com
807.683.2605

 

 

Investment Special

Limited time offer!

*180-364 Day Redeemable Term 2.50%

Limited Time Investment Special!
Keep your money working for you while retaining access to your cash should the need arise.
  • Redeemable with interest after 60 days
  • Partial withdrawals permitted (min. $500)
  • Minimum deposit $500 ($100 if under 19 years of age)
  • Non-registered and TFSA, RRSP and RRIF eligible
  • Not redeemable prior to 60 days

    Annual compound interest paid at redemption or at maturity. If term is redeemed after 60 days prior to the 1-year anniversary, simple interest will be calculated.

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