80 Years
Strong
in 2026
WELCOME TO BAY CREDIT UNION
What can we help you with today?
Become a Member
Truly local. Discover how BAY puts people before profits. With member-driven service, competitive rates, and a committement to financial well-being, you can trust that your money is working to build a stronger, more sustainable Thunder Bay.
Community Giving
Giving back to our local communities through student bursaries, signature donations that fund local initiatives, charity BBQ's, and socially responsible efforts that promote financial well-being and community development.
How we're celebrating In 2026!
BAY Celebrates 80 Years
Visit here for celebration updates!
From classic, prestige Infinite, US $ and more!
Visa Credit with BAY
Your purchases take you farther with BAY Credit Union Visa
with a BAY Visa Card!
0% interest for 12 months*
Take a break from high credit card interest rates when you transfer your balance to a BAY Credit Union Visa Card. Take advantage of 0% interest for 12 months* with a one-time transfer fee of 3%.
Online Investing
Connect with Qtrade for quick and easy access to a wealth of investing resources
Where You're Growing
Credit Union Difference
Student Bursaries
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