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Truly local. Discover how BAY puts people before profits. With member-driven service, competitive rates, and a committement to financial well-being, you can trust that your money is working to build a stronger, more sustainable Thunder Bay.
Learn more about BAY Credit Union's charitable giving in our community, through signature donations, charity BBQ's and social responsibility recognition.




Take a break from high credit card interest rates when you transfer your balance to a BAY Credit Union Visa Card. Take advantage of 0% interest for 12 months* with a one-time transfer fee of 3%.

